Re: “Why long-term care insurance coverage falls brief for thus many: ‘I’ll want one thing'” [Dec. 3, Business]:
It’s undisputed that hundreds of thousands of older People need to keep in their very own properties as they age. Non-public long-term care insurance coverage insurance policies might not cowl residence aides, nursing properties or different choices for assist in the house for each day wants.
As cited within the article, Washington state just lately began a “first-in-the-nation program” to offer long-term care advantages to residents who pay right into a fund. With a most good thing about $36,500, it will not come near overlaying a 12 months’s price of care in most nursing properties. However it covers one thing that almost all personal long-term insurance coverage corporations do not. It gives help to Washingtonians who need to stay in their very own residence and have a member of the family, liked one or employed residence aide to offer care.
Washington State is a frontrunner in care and help for individuals to age of their properties and communities. And if we dwell lengthy sufficient, all of us want one thing.
Zelda Foxall, Seattle
